The principle of fair exchange simply cannot be ignored. Anytime you feel out of exchange in any of the seven areas of life - spiritual, mental, vocational, financial, social, familial, or physical - you waver from your state of presence and generate fear and guilt.
This will hold you back in each of those areas until you perceptually return to equilibrium. The saying "Payment is due when service is rendered" means that at the very moment a service is rendered, payment must be made. That's one of the secrets of being present, and it's an ancient secret that helps build a powerful and wealthy consciousness. The universe is the most enduring and ordered of all systems; it does not give or receive something for nothing.
A lady once called me in to consult with her on an exciting business proposition. She had recently become friends with a successful businessman who offered her a $250,000 line of credit to start a company, at no interest charges, to be paid back whenever she liked. She was thrilled about it, but the moment she asked my opinion I said, "Absolutely not!" She was quite taken aback and said, "But . . . but what do you mean? This is a fantastic deal! Why in the world shouldn't I take it?"
"I know how it sounds," I said, "but I strongly advise you not to do it without simultaneously structuring a clear, fair, and equitable exchange with this man. Getting 'something for nothing' is not a formula for financial fulfillment. If you borrow this money, make it very clear what you're going to pay and when - the interest, time, and penalties, down to the last dollar. Don't leave it open and hanging or you could disempower the relationship you just made, and in all likelihood your business as well. You'll almost certainly create unrealistic expectations and resentment, and disempower yourself in the process.
Being rescued is unwise; being a fair and equal partner is wise." This woman was smart enough to take my advice, and their relationship has flourished both personally and financially. How do you think investors feel when someone values them and has the integrity to make that kind of fair and equitable commitment in return?
Confidence, trust, and respect are spontaneously created, generating many more opportunities in the future. On the other hand, I recently worked with a man who lent a large sum of money to a desperate relative, and he'll probably never see this sum again. Because he didn't follow what I've just outlined, he'll almost certainly disrupt a family relationship and say good-bye to his hard-earned money. I can virtually guarantee that this transaction will result in disheartened feelings, because the two parties are so far out of fair exchange-unless, of course, the investor considers the lesson he learns as a fair lifelong compensation. His intention was to help or rescue, but he can't beat the spiritual laws of financial fair exchange.
Remember, these laws exist to teach you, and to firmly guide you back to the center path of fair exchange in every area of your life.