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Negative gearing is something Aussies love to talk about when it comes to property. Thrown around at a party and it causes a lot of people to nod knowingly.
However often the nodders don’t really know what it means. If you happen to be one of them, read on and we’ll clear that up.
It’s question that keeps many of us up at night — do you take the leap and invest in the property market now, or bide your time in the hope of more favourable conditions down the track?May 10, 1:01 pm
The number of first home-buyers is again on the rise as they sniff out opportunities in a falling Australian housing market.
As the market is swamped with over 360,000 properties listed for sale, it appears the dream to own a home might again be falling back to affordability.
There’s a lot of talk about checking out the small lenders for better deals, flicking the Big 4 to swoop on those attractive lower rates on offer from the little guys.
But how clean cut is the decision to make the move to refinance a loan?
Have you checked everything off your home hunting list?
Buying a home and signing up for the mortgage that comes with it is one of the most difficult decisions a person will make in their life.
If you’ve got a variable rate mortgage, last month’s move by banks to increase interest rates would have been a rude shock.
On the back of this maybe you’re even thinking you should fix your loan before the cheeky buggers do it again, and maybe you’re right.
It’s an expensive business servicing a mortgage. Paying off the principle off only to be slugged extra in interest can be a rude awakening about the cost of providing a roof over your head.
The problem is it’s the only way you can finance buying that bit of roof.
Interest rate relief is good news for paying off debt.
When the Reserve Bank of Australia (RBA) decides to drop interest rates, borrowing becomes that little bit cheaper – provided lenders follow suit and pass on their own interest rate cuts to customers.
We’re all being told not to get angry with the banks for putting up home loan rates... get even. Ditch your bank and switch to a better deal because there are plenty of lenders offering home loans.
While there is a financial advantage in switching, many are concerned if there’s any increase in risk with moving away from the Big 4.
With equity comes the opportunity to grow wealth.
Banks and financial institutions love talking about equity and how accessing it can open up a world of benefits for homeowners.
There's more to home loans than interest rates.
When shopping around for a mortgage, many borrowers are quick to judge by the base-line rates, opting for the lowest interest rate possible, but beware...
Pump up your profits by making your money work for you.
The investment landscape overflows with a variety of money-making opportunities. From the stock market and bonds to real estate, business and commodities, the choices seem almost endless. So how do you choose the best place for your investment?
Which lender best suits you and your new property?
If you’re in the market for a new property, it’s likely you’ll need a mortgage to finance it. But with so many lenders vying for your business, how do you know which one is the right option for you?
Banks and credit unions make the financial world go round. So why is it that so few people can explain the differences between the two? When choosing which financial institution best suits your needs, there are a variety of services, fees and benefits that need to be considered.March 5, 10:28 am
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