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  • Transfer rate (APR*) used : 0%

    Transfer rate term used : 6 months

*APR and APR term suggestions are based on market competitive products listed on this page. Fees and charges are payable. Read the disclaimer

Compare credit cards in Australia here

CREDIT CARDS

Provider and product name Balance
transfer rate
Purchase
rate
Interest
free days
Annual
fee
Spend req for
$100 reward
Spend req for
Syd/Mel flight
Proceed Tick to
shortlist
Compare more CREDIT CARDS

ME Bank
frank credit card

    -

    11.99% p.a.

    55

    $0

    -

    -

    Fetch Deal

    Fees

    • Balance Transfer Revert Rate11.99% p.a.
    • Interest free days55
    • Minimum repayment3% or $10
    • Late payment fee$10
    • Duplicate statement fee$5
    • Over limit fee n/a
    • Over limit fee free days3
    • Overseas ATM balance fee n/a
    • Overseas ATM withdrawal fee$4
    • Overseas replacement card fee$100

    Services

    • Overseas ATM availabilityYes
    • Insurance cover on purchasesNo
    • Automatic travel insuranceNo

    Frequent flyer program

    • Attached frequent flyer programNo
    • Airline program name n/a
    • Frequent flyer points earning per $1 n/a
    • Spend required for Syd/Mel return flight n/a

    Rewards program

    • Rewards program availableNo
    • Rewards program name n/a
    • Rewards program joining fee n/a
    • Rewards points earning per $1 n/a
    • Spend required for $100 reward n/a
    • Lifetime of points n/a

    Coles
    Low Rate Mastercard

    • Rewards

    -

    9.99% p.a.

    62

    $49

    $38,326 up to
    0.5 pt/$

    -

    Fetch Deal

    Fees

    • Balance Transfer Revert Rate9.99% p.a.
    • Interest free days62
    • Minimum repayment2% or $10
    • Late payment fee$20
    • Duplicate statement fee n/a
    • Over limit fee n/a
    • Over limit fee free daysn/a
    • Overseas ATM balance fee n/a
    • Overseas ATM withdrawal fee$4
    • Overseas replacement card fee n/a

    Services

    • Overseas ATM availabilityYes
    • Insurance cover on purchasesNo
    • Automatic travel insuranceNo

    Frequent flyer program

    • Attached frequent flyer programYes
    • Airline program nameOther
    • Frequent flyer points earning per $1up to 0
    • Spend required for Syd/Mel return flight n/a

    Rewards program

    • Rewards program availableYes
    • Rewards program nameLow Rate MasterCard flybuys Rewards
    • Rewards program joining fee$0
    • Rewards points earning per $1 up to 0.5
    • Spend required for $100 reward$38,326.29
    • Lifetime of pointsNo expiry

    Westpac
    Low Rate Visa Card

      0% p.a.
      1st 18 months

      2% BT Fee

      13.49% p.a.1%
      1st 12 months

      55

      $59$0
      1st year

      -

      -

      Fetch Deal

      Fees

      • Balance Transfer Revert Rate13.49% p.a.
      • Interest free days55
      • Minimum repayment2% or $10
      • Late payment fee$9
      • Duplicate statement fee$7.50
      • Over limit fee$9
      • Over limit fee free days0
      • Overseas ATM balance fee n/a
      • Overseas ATM withdrawal fee$2.50
      • Overseas replacement card fee n/a

      Services

      • Overseas ATM availabilityYes
      • Insurance cover on purchasesNo
      • Automatic travel insuranceNo

      Frequent flyer program

      • Attached frequent flyer programNo
      • Airline program name n/a
      • Frequent flyer points earning per $1 n/a
      • Spend required for Syd/Mel return flight n/a

      Rewards program

      • Rewards program availableNo
      • Rewards program name n/a
      • Rewards program joining fee n/a
      • Rewards points earning per $1 n/a
      • Spend required for $100 reward n/a
      • Lifetime of points n/a

      NAB
      Low Rate Card

        0% p.a.
        1st 15 months

        2% BT Fee

        13.99% p.a.0%
        1st 15 months

        55

        $59

        -

        -

        Fetch Deal

        Fees

        • Balance Transfer Revert Rate13.99% p.a.
        • Interest free days55
        • Minimum repayment2% or $25
        • Late payment fee$9
        • Duplicate statement fee$7
        • Over limit fee n/a
        • Over limit fee free days0
        • Overseas ATM balance fee n/a
        • Overseas ATM withdrawal fee$2.50
        • Overseas replacement card fee n/a

        Services

        • Overseas ATM availabilityYes
        • Insurance cover on purchasesNo
        • Automatic travel insuranceNo

        Frequent flyer program

        • Attached frequent flyer programNo
        • Airline program name n/a
        • Frequent flyer points earning per $1 n/a
        • Spend required for Syd/Mel return flight n/a

        Rewards program

        • Rewards program availableNo
        • Rewards program name n/a
        • Rewards program joining fee n/a
        • Rewards points earning per $1 n/a
        • Spend required for $100 reward n/a
        • Lifetime of points n/a

        ANZ
        Frequent Flyer

        • Frequent flyer
        • Rewards

        -

        19.99% p.a.

        44

        $95

        -

        $16,000 up to
        0.5 pt/$

        Fetch Deal

        Fees

        • Balance Transfer Revert Rate19.99% p.a.
        • Interest free days44
        • Minimum repayment2% or $25
        • Late payment fee$20
        • Duplicate statement fee n/a
        • Over limit fee$20
        • Over limit fee free days0
        • Overseas ATM balance fee n/a
        • Overseas ATM withdrawal fee$4
        • Overseas replacement card fee n/a

        Services

        • Overseas ATM availabilityYes
        • Insurance cover on purchasesNo
        • Automatic travel insuranceNo

        Frequent flyer program

        • Attached frequent flyer programYes
        • Airline program nameQANTAS
        • Frequent flyer points earning per $1up to 0.5
        • Spend required for Syd/Mel return flight$16,000

        Rewards program

        • Rewards program availableYes
        • Rewards program nameQantas Frequent Flyer
        • Rewards program joining fee$0
        • Rewards points earning per $1 up to 0.5
        • Spend required for $100 reward n/a
        • Lifetime of pointsNo expiry
        Compare more CREDIT CARDS

        BALANCE TRANSFER

        Provider and product name Balance
        transfer rate
        Purchase
        rate
        Interest
        free days
        Annual
        fee
        Spend req for
        $100 reward
        Spend req for
        Syd/Mel flight
        Proceed
        Compare more BALANCE TRANSFER Cards

        Bank of Melbourne
        Vertigo Platinum

          0% p.a.
          1st 20 months

          12.74% p.a.1%
          1st 12 months

          55

          $99

          -

          -

          Fetch Deal

          Fees

          • Balance Transfer Revert Rate12.74% p.a.
          • Interest free days55
          • Minimum repayment2% or $10
          • Late payment fee$9
          • Duplicate statement fee$7.50
          • Over limit fee n/a
          • Over limit fee free days5
          • Overseas ATM balance fee n/a
          • Overseas ATM withdrawal fee$2.50
          • Overseas replacement card fee$52.50

          Services

          • Overseas ATM availabilityYes
          • Insurance cover on purchasesYes
          • Automatic travel insuranceYes

          Frequent flyer program

          • Attached frequent flyer programNo
          • Airline program name n/a
          • Frequent flyer points earning per $1 n/a
          • Spend required for Syd/Mel return flight n/a

          Rewards program

          • Rewards program availableNo
          • Rewards program name n/a
          • Rewards program joining fee n/a
          • Rewards points earning per $1 n/a
          • Spend required for $100 reward n/a
          • Lifetime of points n/a

          Westpac
          Low Rate Visa Card

            0% p.a.
            1st 18 months

            2% BT Fee

            13.49% p.a.1%
            1st 12 months

            55

            $59$0
            1st year

            -

            -

            Fetch Deal

            Fees

            • Balance Transfer Revert Rate13.49% p.a.
            • Interest free days55
            • Minimum repayment2% or $10
            • Late payment fee$9
            • Duplicate statement fee$7.50
            • Over limit fee$9
            • Over limit fee free days0
            • Overseas ATM balance fee n/a
            • Overseas ATM withdrawal fee$2.50
            • Overseas replacement card fee n/a

            Services

            • Overseas ATM availabilityYes
            • Insurance cover on purchasesNo
            • Automatic travel insuranceNo

            Frequent flyer program

            • Attached frequent flyer programNo
            • Airline program name n/a
            • Frequent flyer points earning per $1 n/a
            • Spend required for Syd/Mel return flight n/a

            Rewards program

            • Rewards program availableNo
            • Rewards program name n/a
            • Rewards program joining fee n/a
            • Rewards points earning per $1 n/a
            • Spend required for $100 reward n/a
            • Lifetime of points n/a

            ANZ
            Low Rate

              0% p.a.
              1st 18 months

              3% BT Fee

              13.49% p.a.

              55

              $58

              -

              -

              Fetch Deal

              Fees

              • Balance Transfer Revert Rate21.74% p.a.
              • Interest free days55
              • Minimum repayment2% or $25
              • Late payment fee$20
              • Duplicate statement fee n/a
              • Over limit fee$20
              • Over limit fee free days0
              • Overseas ATM balance fee n/a
              • Overseas ATM withdrawal fee$4
              • Overseas replacement card fee n/a

              Services

              • Overseas ATM availabilityYes
              • Insurance cover on purchasesNo
              • Automatic travel insuranceNo

              Frequent flyer program

              • Attached frequent flyer programNo
              • Airline program name n/a
              • Frequent flyer points earning per $1 n/a
              • Spend required for Syd/Mel return flight n/a

              Rewards program

              • Rewards program availableNo
              • Rewards program name n/a
              • Rewards program joining fee n/a
              • Rewards points earning per $1 n/a
              • Spend required for $100 reward n/a
              • Lifetime of points n/a

              NAB
              Low Rate Card

                0% p.a.
                1st 15 months

                2% BT Fee

                13.99% p.a.0%
                1st 15 months

                55

                $59

                -

                -

                Fetch Deal

                Fees

                • Balance Transfer Revert Rate13.99% p.a.
                • Interest free days55
                • Minimum repayment2% or $25
                • Late payment fee$9
                • Duplicate statement fee$7
                • Over limit fee n/a
                • Over limit fee free days0
                • Overseas ATM balance fee n/a
                • Overseas ATM withdrawal fee$2.50
                • Overseas replacement card fee n/a

                Services

                • Overseas ATM availabilityYes
                • Insurance cover on purchasesNo
                • Automatic travel insuranceNo

                Frequent flyer program

                • Attached frequent flyer programNo
                • Airline program name n/a
                • Frequent flyer points earning per $1 n/a
                • Spend required for Syd/Mel return flight n/a

                Rewards program

                • Rewards program availableNo
                • Rewards program name n/a
                • Rewards program joining fee n/a
                • Rewards points earning per $1 n/a
                • Spend required for $100 reward n/a
                • Lifetime of points n/a

                HSBC
                Platinum Credit Card

                • Frequent flyer
                • Rewards
                • Cash back

                0% p.a.
                1st 15 months

                19.99% p.a.

                55

                $149

                $23,412 up to
                1 pt/$

                -

                Fetch Deal

                Fees

                • Balance Transfer Revert Rate21.99% p.a.
                • Interest free days55
                • Minimum repayment3% or $20
                • Late payment fee$30
                • Duplicate statement fee$8
                • Over limit fee$30
                • Over limit fee free days0
                • Overseas ATM balance fee n/a
                • Overseas ATM withdrawal fee$4
                • Overseas replacement card fee n/a

                Services

                • Overseas ATM availabilityYes
                • Insurance cover on purchasesYes
                • Automatic travel insuranceYes

                Frequent flyer program

                • Attached frequent flyer programYes
                • Airline program nameVirgin Velocity
                • Frequent flyer points earning per $1up to 0.5
                • Spend required for Syd/Mel return flight n/a

                Rewards program

                • Rewards program availableYes
                • Rewards program nameRewards Plus-Platinum
                • Rewards program joining fee$0
                • Rewards points earning per $1 up to 1
                • Spend required for $100 reward$23,411.86
                • Lifetime of pointsNo expiry
                Compare more BALANCE TRANSFER Cards

                LOW INTEREST

                Provider and product name Balance
                transfer rate
                Purchase
                rate
                Interest
                free days
                Annual
                fee
                Spend req for
                $100 reward
                Spend req for
                Syd/Mel flight
                Proceed
                Compare more LOW INTEREST Cards

                Coles
                Low Rate Platinum MasterCard

                • Rewards

                -

                9.99% p.a.

                62

                $49

                $38,326 up to
                0.5 pt/$

                -

                Fetch Deal

                Fees

                • Balance Transfer Revert Rate9.99% p.a.
                • Interest free days62
                • Minimum repayment2% or $10
                • Late payment fee$20
                • Duplicate statement fee n/a
                • Over limit fee n/a
                • Over limit fee free days0
                • Overseas ATM balance fee n/a
                • Overseas ATM withdrawal fee$4
                • Overseas replacement card fee n/a

                Services

                • Overseas ATM availabilityYes
                • Insurance cover on purchasesYes
                • Automatic travel insuranceNo

                Frequent flyer program

                • Attached frequent flyer programYes
                • Airline program nameOther
                • Frequent flyer points earning per $1up to 0
                • Spend required for Syd/Mel return flight n/a

                Rewards program

                • Rewards program availableYes
                • Rewards program nameLow Rate MasterCard flybuys Rewards
                • Rewards program joining fee$0
                • Rewards points earning per $1 up to 0.5
                • Spend required for $100 reward$38,326.29
                • Lifetime of pointsNo expiry

                Newcastle Permanent
                Value+ Credit Card

                  11.49% p.a.
                  for life

                  11.49% p.a.

                  55

                  $49

                  -

                  -

                  Fetch Deal

                  Fees

                  • Balance Transfer Revert Rate11.49% p.a.
                  • Interest free days55
                  • Minimum repayment3% or $10
                  • Late payment fee$5
                  • Duplicate statement fee$10
                  • Over limit fee n/a
                  • Over limit fee free days3
                  • Overseas ATM balance fee n/a
                  • Overseas ATM withdrawal fee$2
                  • Overseas replacement card fee$100

                  Services

                  • Overseas ATM availabilityYes
                  • Insurance cover on purchasesNo
                  • Automatic travel insuranceNo

                  Frequent flyer program

                  • Attached frequent flyer programNo
                  • Airline program name n/a
                  • Frequent flyer points earning per $1 n/a
                  • Spend required for Syd/Mel return flight n/a

                  Rewards program

                  • Rewards program availableNo
                  • Rewards program name n/a
                  • Rewards program joining fee n/a
                  • Rewards points earning per $1 n/a
                  • Spend required for $100 reward n/a
                  • Lifetime of points n/a

                  ME Bank
                  frank credit card

                    -

                    11.99% p.a.

                    55

                    $0

                    -

                    -

                    Fetch Deal

                    Fees

                    • Balance Transfer Revert Rate11.99% p.a.
                    • Interest free days55
                    • Minimum repayment3% or $10
                    • Late payment fee$10
                    • Duplicate statement fee$5
                    • Over limit fee n/a
                    • Over limit fee free days3
                    • Overseas ATM balance fee n/a
                    • Overseas ATM withdrawal fee$4
                    • Overseas replacement card fee$100

                    Services

                    • Overseas ATM availabilityYes
                    • Insurance cover on purchasesNo
                    • Automatic travel insuranceNo

                    Frequent flyer program

                    • Attached frequent flyer programNo
                    • Airline program name n/a
                    • Frequent flyer points earning per $1 n/a
                    • Spend required for Syd/Mel return flight n/a

                    Rewards program

                    • Rewards program availableNo
                    • Rewards program name n/a
                    • Rewards program joining fee n/a
                    • Rewards points earning per $1 n/a
                    • Spend required for $100 reward n/a
                    • Lifetime of points n/a

                    Bank of Melbourne
                    Vertigo Platinum

                      0% p.a.
                      1st 20 months

                      12.74% p.a.1%
                      1st 12 months

                      55

                      $99

                      -

                      -

                      Fetch Deal

                      Fees

                      • Balance Transfer Revert Rate12.74% p.a.
                      • Interest free days55
                      • Minimum repayment2% or $10
                      • Late payment fee$9
                      • Duplicate statement fee$7.50
                      • Over limit fee n/a
                      • Over limit fee free days5
                      • Overseas ATM balance fee n/a
                      • Overseas ATM withdrawal fee$2.50
                      • Overseas replacement card fee$52.50

                      Services

                      • Overseas ATM availabilityYes
                      • Insurance cover on purchasesYes
                      • Automatic travel insuranceYes

                      Frequent flyer program

                      • Attached frequent flyer programNo
                      • Airline program name n/a
                      • Frequent flyer points earning per $1 n/a
                      • Spend required for Syd/Mel return flight n/a

                      Rewards program

                      • Rewards program availableNo
                      • Rewards program name n/a
                      • Rewards program joining fee n/a
                      • Rewards points earning per $1 n/a
                      • Spend required for $100 reward n/a
                      • Lifetime of points n/a

                      Westpac
                      Low Rate Visa Card

                        0% p.a.
                        1st 18 months

                        2% BT Fee

                        13.49% p.a.1%
                        1st 12 months

                        55

                        $59$0
                        1st year

                        -

                        -

                        Fetch Deal

                        Fees

                        • Balance Transfer Revert Rate13.49% p.a.
                        • Interest free days55
                        • Minimum repayment2% or $10
                        • Late payment fee$9
                        • Duplicate statement fee$7.50
                        • Over limit fee$9
                        • Over limit fee free days0
                        • Overseas ATM balance fee n/a
                        • Overseas ATM withdrawal fee$2.50
                        • Overseas replacement card fee n/a

                        Services

                        • Overseas ATM availabilityYes
                        • Insurance cover on purchasesNo
                        • Automatic travel insuranceNo

                        Frequent flyer program

                        • Attached frequent flyer programNo
                        • Airline program name n/a
                        • Frequent flyer points earning per $1 n/a
                        • Spend required for Syd/Mel return flight n/a

                        Rewards program

                        • Rewards program availableNo
                        • Rewards program name n/a
                        • Rewards program joining fee n/a
                        • Rewards points earning per $1 n/a
                        • Spend required for $100 reward n/a
                        • Lifetime of points n/a
                        Compare more LOW INTEREST Cards

                        LOW ANNUAL FEE

                        Provider and product name Balance
                        transfer rate
                        Purchase
                        rate
                        Interest
                        free days
                        Annual
                        fee
                        Spend req for
                        $100 reward
                        Spend req for
                        Syd/Mel flight
                        Proceed
                        Compare more LOW ANNUAL FEE Cards

                        American Express
                        Essential Credit Card

                        • Rewards
                        • Cash back

                        0% p.a.
                        1st 12 months

                        1% BT Fee

                        14.99% p.a.

                        55

                        $0

                        $13,500 up to
                        1 pt/$

                        $20,800

                        Fetch Deal

                        Fees

                        • Balance Transfer Revert Rate14.99% p.a.
                        • Interest free days55
                        • Minimum repayment3% or $30
                        • Late payment fee$30
                        • Duplicate statement fee n/a
                        • Over limit fee$15
                        • Over limit fee free days0
                        • Overseas ATM balance fee n/a
                        • Overseas ATM withdrawal fee n/a
                        • Overseas replacement card fee n/a

                        Services

                        • Overseas ATM availabilityNo
                        • Insurance cover on purchasesYes
                        • Automatic travel insuranceNo

                        Frequent flyer program

                        • Attached frequent flyer programYes
                        • Airline program nameOther
                        • Frequent flyer points earning per $1up to 0
                        • Spend required for Syd/Mel return flight$20,800

                        Rewards program

                        • Rewards program availableYes
                        • Rewards program nameMship Rwds Gateway - Essential
                        • Rewards program joining fee$0
                        • Rewards points earning per $1 up to 1
                        • Spend required for $100 reward$13,500
                        • Lifetime of pointsNo expiry

                        Bank of Melbourne
                        No Annual Fee Visa

                          0% p.a.
                          1st 12 months

                          20.49% p.a.1%
                          1st 12 months

                          55

                          $0

                          -

                          -

                          Fetch Deal

                          Fees

                          • Balance Transfer Revert Rate20.49% p.a.
                          • Interest free days55
                          • Minimum repayment2% or $10
                          • Late payment fee$9
                          • Duplicate statement fee$7.50
                          • Over limit fee n/a
                          • Over limit fee free daysn/a
                          • Overseas ATM balance fee n/a
                          • Overseas ATM withdrawal fee$2.50
                          • Overseas replacement card fee$52.50

                          Services

                          • Overseas ATM availabilityYes
                          • Insurance cover on purchasesNo
                          • Automatic travel insuranceNo

                          Frequent flyer program

                          • Attached frequent flyer programNo
                          • Airline program name n/a
                          • Frequent flyer points earning per $1 n/a
                          • Spend required for Syd/Mel return flight n/a

                          Rewards program

                          • Rewards program availableNo
                          • Rewards program name n/a
                          • Rewards program joining fee n/a
                          • Rewards points earning per $1 n/a
                          • Spend required for $100 reward n/a
                          • Lifetime of points n/a

                          Coles
                          No Annual Fee MasterCard

                          • Rewards

                          0% p.a.
                          1st 6 months

                          19.99% p.a.

                          62

                          $0

                          $38,326 up to
                          0.5 pt/$

                          -

                          Fetch Deal

                          Fees

                          • Balance Transfer Revert Rate19.99% p.a.
                          • Interest free days62
                          • Minimum repayment2% or $10
                          • Late payment fee$20
                          • Duplicate statement fee n/a
                          • Over limit fee n/a
                          • Over limit fee free daysn/a
                          • Overseas ATM balance fee n/a
                          • Overseas ATM withdrawal fee$4
                          • Overseas replacement card fee n/a

                          Services

                          • Overseas ATM availabilityYes
                          • Insurance cover on purchasesYes
                          • Automatic travel insuranceNo

                          Frequent flyer program

                          • Attached frequent flyer programYes
                          • Airline program nameOther
                          • Frequent flyer points earning per $1up to 0
                          • Spend required for Syd/Mel return flight n/a

                          Rewards program

                          • Rewards program availableYes
                          • Rewards program nameNo Fee MasterCard flybuys Rewards
                          • Rewards program joining fee$0
                          • Rewards points earning per $1 up to 0.5
                          • Spend required for $100 reward$38,326.29
                          • Lifetime of pointsNo expiry

                          ME Bank
                          frank credit card

                            -

                            11.99% p.a.

                            55

                            $0

                            -

                            -

                            Fetch Deal

                            Fees

                            • Balance Transfer Revert Rate11.99% p.a.
                            • Interest free days55
                            • Minimum repayment3% or $10
                            • Late payment fee$10
                            • Duplicate statement fee$5
                            • Over limit fee n/a
                            • Over limit fee free days3
                            • Overseas ATM balance fee n/a
                            • Overseas ATM withdrawal fee$4
                            • Overseas replacement card fee$100

                            Services

                            • Overseas ATM availabilityYes
                            • Insurance cover on purchasesNo
                            • Automatic travel insuranceNo

                            Frequent flyer program

                            • Attached frequent flyer programNo
                            • Airline program name n/a
                            • Frequent flyer points earning per $1 n/a
                            • Spend required for Syd/Mel return flight n/a

                            Rewards program

                            • Rewards program availableNo
                            • Rewards program name n/a
                            • Rewards program joining fee n/a
                            • Rewards points earning per $1 n/a
                            • Spend required for $100 reward n/a
                            • Lifetime of points n/a

                            ANZ
                            First

                              0% p.a.
                              1st 18 months

                              3% BT Fee

                              19.74% p.a.

                              44

                              $30

                              -

                              -

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate21.49% p.a.
                              • Interest free days44
                              • Minimum repayment2% or $25
                              • Late payment fee$20
                              • Duplicate statement fee n/a
                              • Over limit fee$20
                              • Over limit fee free daysn/a
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$4
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceNo

                              Frequent flyer program

                              • Attached frequent flyer programNo
                              • Airline program name n/a
                              • Frequent flyer points earning per $1 n/a
                              • Spend required for Syd/Mel return flight n/a

                              Rewards program

                              • Rewards program availableNo
                              • Rewards program name n/a
                              • Rewards program joining fee n/a
                              • Rewards points earning per $1 n/a
                              • Spend required for $100 reward n/a
                              • Lifetime of points n/a
                              Compare more LOW ANNUAL FEE Cards

                              REWARDS

                              Provider and product name Balance
                              transfer rate
                              Purchase
                              rate
                              Interest
                              free days
                              Annual
                              fee
                              Spend req for
                              $100 reward
                              Spend req for
                              Syd/Mel flight
                              Proceed
                              Compare more REWARDS Cards

                              American Express
                              Explorer Credit Card

                              • Frequent flyer
                              • Rewards
                              • Cash back

                              0% p.a.
                              1st 12 months

                              1% BT Fee

                              20.74% p.a.

                              55

                              $395

                              $6,750 up to
                              2 pt/$

                              $20,800 up to
                              1.5 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate20.74% p.a.
                              • Interest free days55
                              • Minimum repayment3% or $30
                              • Late payment fee$30
                              • Duplicate statement fee n/a
                              • Over limit fee$15
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee n/a
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityNo
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceYes

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameVirgin Velocity
                              • Frequent flyer points earning per $1up to 1.5
                              • Spend required for Syd/Mel return flight$20,800

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameMship Rwds Gateway - Explorer
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 2
                              • Spend required for $100 reward$6,750
                              • Lifetime of pointsNo expiry

                              Coles
                              Rewards MasterCard

                              • Rewards

                              0% p.a.
                              1st 6 months

                              19.99% p.a.

                              62

                              $89

                              $9,582 up to
                              2 pt/$

                              -

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate19.99% p.a.
                              • Interest free days62
                              • Minimum repayment2% or $10
                              • Late payment fee$20
                              • Duplicate statement fee n/a
                              • Over limit fee n/a
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$4
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesNo
                              • Automatic travel insuranceNo

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameOther
                              • Frequent flyer points earning per $1up to 0
                              • Spend required for Syd/Mel return flight n/a

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameMasterCard flybuys Rewards
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 2
                              • Spend required for $100 reward$9,581.57
                              • Lifetime of pointsNo expiry

                              Westpac
                              Altitude Black

                              • Frequent flyer
                              • Rewards
                              • Cash back

                              0% p.a.
                              1st 18 months

                              20.24% p.a.1%
                              1st 12 months

                              45

                              $395

                              $13,396 up to
                              1.25 pt/$

                              $33,460 up to
                              0.62 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate20.24% p.a.
                              • Interest free days45
                              • Minimum repayment2% or $10
                              • Late payment fee$9
                              • Duplicate statement fee$7.50
                              • Over limit fee n/a
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$2.50
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceYes

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameQANTAS, Virgin Velocity
                              • Frequent flyer points earning per $1up to 0.6
                              • Spend required for Syd/Mel return flight$33,460

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameAltitude Black Rewards
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 1.25
                              • Spend required for $100 reward$13,395.66
                              • Lifetime of pointsNo expiry

                              ANZ
                              Rewards Black

                              • Frequent flyer
                              • Rewards
                              • Cash back

                              -

                              18.79% p.a.

                              55

                              $375

                              $16,149 up to
                              1.25 pt/$

                              $13,800 up to
                              0.56 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate18.79% p.a.
                              • Interest free days55
                              • Minimum repayment2% or $25
                              • Late payment fee$20
                              • Duplicate statement fee n/a
                              • Over limit fee$20
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee n/a
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceYes

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameVirgin Velocity
                              • Frequent flyer points earning per $1up to 0.6
                              • Spend required for Syd/Mel return flight$13,800

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameRewards Black
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 1.25
                              • Spend required for $100 reward$16,148.57
                              • Lifetime of pointsNo expiry

                              Bank of Melbourne
                              Amplify Classic

                              • Frequent flyer
                              • Rewards

                              0% p.a.
                              1st 18 months

                              19.49% p.a.1%
                              1st 12 months

                              55

                              $79$0
                              1st year

                              $16,331 up to
                              1 pt/$

                              $28,600 up to
                              0.5 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate19.49% p.a.
                              • Interest free days55
                              • Minimum repayment2% or $10
                              • Late payment fee$9
                              • Duplicate statement fee$7.50
                              • Over limit fee n/a
                              • Over limit fee free days5
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$2.50
                              • Overseas replacement card fee$52.50

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesNo
                              • Automatic travel insuranceNo

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameQANTAS, Virgin Velocity
                              • Frequent flyer points earning per $1up to 0.5
                              • Spend required for Syd/Mel return flight$28,600

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameAmplify Rewards
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 1
                              • Spend required for $100 reward$16,330.67
                              • Lifetime of pointsNo expiry
                              Compare more REWARDS Cards

                              FREQUENT FLYER

                              Provider and product name Balance
                              transfer rate
                              Purchase
                              rate
                              Interest
                              free days
                              Annual
                              fee
                              Spend req for
                              $100 reward
                              Spend req for
                              Syd/Mel flight
                              Proceed
                              Compare more FREQUENT FLYER Cards

                              ANZ
                              Rewards

                              • Frequent flyer
                              • Rewards
                              • Cash back

                              -

                              18.79% p.a.

                              44

                              $80

                              $26,914 up to
                              0.75 pt/$

                              $13,800 up to
                              0.33 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate18.79% p.a.
                              • Interest free days44
                              • Minimum repayment2% or $25
                              • Late payment fee$20
                              • Duplicate statement fee n/a
                              • Over limit fee$20
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$4
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesNo
                              • Automatic travel insuranceNo

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameVirgin Velocity
                              • Frequent flyer points earning per $1up to 0.3
                              • Spend required for Syd/Mel return flight$13,800

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameRewards Visa
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 0.75
                              • Spend required for $100 reward$26,914.29
                              • Lifetime of pointsNo expiry

                              NAB
                              Velocity Rewards Card

                              • Frequent flyer
                              • Rewards

                              0% p.a.
                              1st 15 months

                              2% BT Fee

                              19.99% p.a.0%
                              1st 15 months

                              44

                              $95

                              -

                              $13,800 up to
                              0.5 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate19.99% p.a.
                              • Interest free days44
                              • Minimum repayment2% or $25
                              • Late payment fee$9
                              • Duplicate statement fee$7
                              • Over limit fee n/a
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$2.50
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceNo

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameVirgin Velocity
                              • Frequent flyer points earning per $1up to 0.5
                              • Spend required for Syd/Mel return flight$13,800

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameVelocity Rewards
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 0.5
                              • Spend required for $100 reward n/a
                              • Lifetime of pointsNo expiry

                              American Express
                              Velocity Escape Card

                              • Frequent flyer

                              0% p.a.
                              1st 12 months

                              1% BT Fee

                              20.74% p.a.

                              44

                              $0

                              -

                              $15,600 up to
                              1 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate20.74% p.a.
                              • Interest free days44
                              • Minimum repayment3% or $30
                              • Late payment fee$30
                              • Duplicate statement fee$10
                              • Over limit fee$15
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$2.50
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceNo

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameVirgin Velocity
                              • Frequent flyer points earning per $1up to 1
                              • Spend required for Syd/Mel return flight$15,600

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameVelocity FFly Escape Rewards
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 1
                              • Spend required for $100 reward n/a
                              • Lifetime of pointsNo expiry

                              Bank of Melbourne
                              Amplify Signature

                              • Frequent flyer
                              • Rewards

                              0% p.a.
                              1st 20 months

                              19.49% p.a.1%
                              1st 12 months

                              55

                              $279$0
                              1st year

                              -

                              $16,000 up to
                              0.75 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate19.49% p.a.
                              • Interest free days55
                              • Minimum repayment2% or $10
                              • Late payment fee$9
                              • Duplicate statement fee$7.50
                              • Over limit fee n/a
                              • Over limit fee free days5
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$2.50
                              • Overseas replacement card fee$52.50

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceYes

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameQANTAS, Virgin Velocity
                              • Frequent flyer points earning per $1up to 0.8
                              • Spend required for Syd/Mel return flight$16,000

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameAmplify Qantas Rewards-Signature
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 1.5
                              • Spend required for $100 reward n/a
                              • Lifetime of pointsNo expiry

                              HSBC
                              Platinum Qantas Credit Card

                              • Frequent flyer

                              -

                              19.99% p.a.

                              55

                              $199

                              -

                              $18,000 up to
                              1 pt/$

                              Fetch Deal

                              Fees

                              • Balance Transfer Revert Rate21.99% p.a.
                              • Interest free days55
                              • Minimum repayment3% or $20
                              • Late payment fee$30
                              • Duplicate statement fee$8
                              • Over limit fee$30
                              • Over limit fee free days0
                              • Overseas ATM balance fee n/a
                              • Overseas ATM withdrawal fee$4
                              • Overseas replacement card fee n/a

                              Services

                              • Overseas ATM availabilityYes
                              • Insurance cover on purchasesYes
                              • Automatic travel insuranceYes

                              Frequent flyer program

                              • Attached frequent flyer programYes
                              • Airline program nameQANTAS
                              • Frequent flyer points earning per $1up to 1
                              • Spend required for Syd/Mel return flight$18,000

                              Rewards program

                              • Rewards program availableYes
                              • Rewards program nameQantas Rewards
                              • Rewards program joining fee$0
                              • Rewards points earning per $1 up to 1
                              • Spend required for $100 reward n/a
                              • Lifetime of pointsNo expiry
                              Compare more FREQUENT FLYER Cards

                              Disclaimer: Whilst Yahoo7 Moneyhound attempts to provide information regarding as many products in the market as is possible, not all available products are compared on this site. The comparison rates for home loans are based on secured credit of $150,000 and a term of 25 years. The comparison rates for car and personal loans are based on credit of $10,000 and a term of 3 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Read more on our disclaimers here.

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                              Whilst Yahoo7 Moneyhound attempts to provide information regarding as many products in the market as is possible, not all available products are compared on this site.The comparison rates for home loans are based on secured credit of $150,000 and a term of 25 years. The comparison rates for car and personal loans are based on credit of $10,000 and a term of 3 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Read more on our disclaimers here.

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