Question & Answer

Peter Switzer

Q:

What are the top performing super funds?

What have been the best performing balanced super funds in these troubled days on stock markets? Read more...

Q:

Is compulsory super enough?

I am often hearing that 9% compulsory super is not enough for a comfortable retirement and that it should be 15%. What do you think? Read more...

Q:

Super funds: growth or balance?

A family member is always arguing that industry super funds are better than funds run by the big financial institutions. And do you think I should go for a growth or balanced fund? Read more...

Q:

Should I switch super funds?

I am really disappointed with my super fund and want to change to an industry fund. What do you think? Read more...

Q:

New Government super rules?

The Government has changed the rules about the minimum amount super members have to draw out. Can you explain what this is all about? Read more...

Q:

Bank-owned super funds or industry funds?

recently went to a financial planner and when he recommended a bank-owned super fund I asked if he considered industry funds? He said he didn't. What's your view? Read more...

Q:

Worried about superannuation returns?

I am two years off retiring and feel like putting my money into cash for safety. I know you have been positive but are you wavering? Read more...

Q:

Importance of super fund life insurance?

How important do you think the life insurance component is to the selection of a super fund?
Read more...

Q:

Should I invest in super?

Everyone, especially my parents, tells me that super is a great investment. Is it? Read more...

Q:

Super funds - are they safe?

I'm in an employer super scheme with ANZ - ANZ Super Advantage - and I'm in the ING cash option 100%, is the money safe? Read more...

Q:

Superannuation - what are the options?

should I leave things where they are and hope things may improve and recoup my loses? Read more...

Q:

Changing super funds

I am seeking information on whether or not I am entitled to close a super fund of mine. My super fund is one from a well-known financial institution. Read more...

Q:

Should I manage my super fund?

I'm sick of my stockbroker charging me a 1% fee. I'm thinking about doing a total do-it-yourself approach to my super fund. Read more...

Q:

Starting my SMSF

I've been encouraged to start my own self-managed super fund (SMSF) by a friend of mine. I'm no expert on the stock market or on investments but I like the lower costs of a SMSF. Read more...

Q:

How much do I need for retirement?

They say you need m but I don't think many of us will ever come near that figure. Read more...

Q:

Salary sacrifice boost super?

I keep reading about how salary sacrifice can help boost your super. Could you explain what salary sacrifice is and how it helps? Read more...

Q:

Industry Super Fund

have an industry super fund which defaults to a pretty safe range of investments, given that I am only 29, should I be trying to generate better returns by being more aggressive? Read more...