moneyhound

moneyhound

Home Loans » Product Details

ING DIRECT Mortgage Simplifier (SmartPack $300k+)

Mortgage Simplifier (SmartPack $300k+)Fetch Deal

  • Variable Rate

    6.26% p.a.

  • Fixed rate (5yrs)

    n/a

  • Min loan amount

    $300,000

  • Max loan amount

    $2,000,000

  • Upfront Fees

    $719

  • Mortgage Offset Avail

    no

Product Details

  • loan issuerING DIRECT
  • loan nameMortgage Simplifier (SmartPack $300k+)
  • loan typeBasic
  • security typeResidential Property
  • available toOwner Occupiers, Investors
  • repayment optionsPrincipal and Interest, Interest Only
  • max loan to value ratio80%
  • max loan to value ratio w mortgage insurance95%
  • min loan amount$300,000
  • max loan amount$2,000,000
  • min term1 years
  • max term30 years

Interest Rates - listed:

  • introductory raten/a
  • introductory typen/a
  • introductory term (mths)n/a
  • introductory reverting raten/a
  • variable rate6.26%
  • 1 year fixedn/a
  • 2 year fixedn/a
  • 3 year fixedn/a
  • 4 year fixedn/a
  • 5 year fixedn/a
  • 10 year fixedn/a

Interest Rates - comparison:

  • introductory comparisonn/a
  • variable comparison6.3%
  • 1 year fixed comparisonn/a
  • 2 year fixed comparisonn/a
  • 3 year fixed comparisonn/a
  • 4 year fixed comparisonn/a
  • 5 year fixed comparisonn/a
  • 10 year fixed comparisonn/a

Fees

  • application fee$499
  • valuation fee$0
  • legal fee$220
  • settlement fee$0
  • service fee$0
  • switching feen/a
  • exit fee$250
  • early termination feen/a
  • break costsn/a

Features

  • redraw availableYes
  • max redraw amountn/a
  • min redraw amount$0
  • redraw notice periodSame business day
  • redraw fee$0
  • transfer/portability fee$250
  • loan is transferable/portableYes
  • mortgage offset 100%No
  • mortgage offset avail.No

Attached Transaction Account

  • attached trnsctn acc availNo
  • access by debit cardNo
  • access by credit cardNo
  • credit card typen/a
  • access by ATMNo
  • access by EFTPOSNo
  • ATM access feen/a
  • other bank ATM access feen/a
  • overseas ATM balance feen/a
  • overseas ATM withdrawal feen/a
  • access by phoneYes
  • access by internetYes
  • access by chequeNo
  • cheque feen/a
  • no. of free electonc trans/mthn/a
COMPARE & SAVE

Home Loans

COMPARE MORE

Credit Cards

COMPARE MORE

Saving Accounts

COMPARE MORE

iPhone 4S Plans

COMPARE MORE

Broadband Plans

COMPARE MORE

Electricity & Gas Prices

COMPARE MORE

Newsletter

Get the latest deals that could save you money on your monthly bills

Join the Moneyhound mailing list >>

Compare all home loans from ING DIRECT

  1. ING DIRECTOrange Advantage ($500,000 and over)
  2. ING DIRECTFixed Rate Loan
  3. ING DIRECTMortgage Simplifier (SmartPack $300k+)
  4. ING DIRECTSmart Home Loan
  5. ING DIRECTAction Equity Loan
  6. ING DIRECTConstruction Loan
  7. ING DIRECTMortgage Simplifier
  8. ING DIRECTMortgage Simplifier (SmartPack $300k+)
  9. ING DIRECTOrange Advantage ($0 to $299,999)
  10. ING DIRECTMortgage Simplifier
  11. ING DIRECTSmart Home Loan ($300,000 and over)
  12. ING DIRECTOrange Advantage ($300,000 to $499,999)

How much would I pay for a home loan?

  • *APR and APR term suggestions are based on market competitive products listed on this page. Fees and charges are payable. Introductory and promotional rates may not be accounted for. Please read the disclaimer

      • Interest rate (APR*) used : 6.5%

      How to Apply for a Home Loan


        1. Select the home loan which best suits your needs.

        2. Review the product in detail to ensure you are making the right decision.

        3. If available, click the green ‘go to site’ arrow button, this will take you to the relevant online application introductory page from the home loan issuer.

        4. Follow their application instructions to complete your secure online home loan application.

      Moneyhound helps you compare 907 home loans from 118 trusted issuers

      Compare more products and services

      Skip navigation

      Disclaimer: Yahoo!7 has partnered with Infochoice.com.au, WhistleOut.com.au and Switchwise.com.au for the provision of this financial, telecoms and energy product and pricing information, and has no direct affiliation with any finance, telecom or energy institutions listed here to promote this content. The content of this website have been prepared without taking into account your objectives, financial situation or needs. Because of this, you should not acquire any financial products before taking into account whether your selected products are appropriate to your personal circumstances, having regard to your own objectives, financial situation and needs. Whilst reasonable efforts are maintained to provide accurate, true and correct information, it is advised that you confirm the terms of any product or contract and consult the product disclosure statement before applying with the institution issuing the product or contract before committing your decision.

      Yahoo!7 Money Hound Pty Ltd | ACN: 151 232 450 | ABN: 20 151 232 450
      Australian Financial Services Licence: 407341 | Australian Credit Licence: 407723 | Credit Ombudsman Service: member M0011954
      Financial Services Guide | Privacy Policy | Terms of Service

      YAHOO!7 PERSONAL FINANCE

      ALSO ON YAHOO!7

      Connect
      Fun Stuff
      Serious Stuff

      Copyright © 2012 Yahoo!7

      All rights reserved.