Provider and product name Balance Purchase Interest Annual Spend req for Spend req for Proceed Tick to
1
-
20.74% p.a.
44
$0
-
$13,800
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $2.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program Yes
Airline program name Virgin Velocity
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $13,800
Rewards program
Rewards program available Yes
Rewards program name Velocity Freq Flyer Rewards-Escape
Rewards program joining fee $0
Rewards points earning per $1
up to 1
Spend required for $100 reward
n/a
Lifetime of points No expiry
2
-
20.74% p.a.
44
$0
-
$16,000
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $2.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $16,000
Rewards program
Rewards program available Yes
Rewards program name Qantas Freq Fly Standard
Rewards program joining fee $0
Rewards points earning per $1
up to 1
Spend required for $100 reward
n/a
Lifetime of points No expiry
3
Frequent flyer
Rewards
Cash back
-
20.74% p.a.
55
$195
$11,235
up to
$21,600
up to
Fetch Deal
Fees
Interest free days 55
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee
n/a
Overseas replacement card fee
n/a
Services
Overseas ATM availability No
Insurance cover on purchases No
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name Virgin Velocity
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $21,600
Rewards program
Rewards program available Yes
Rewards program name Mship Rewds Plat Edge
Rewards program joining fee $0
Rewards points earning per $1
up to 1
Spend required for $100 reward $11,234.80
Lifetime of points 40 months
4
-
20.74% p.a.
44
$199
-
$13,800
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $2.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name Virgin Velocity
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $13,800
Rewards program
Rewards program available Yes
Rewards program name Velocity Freq Flyer Rewards-Gold
Rewards program joining fee $0
Rewards points earning per $1
up to 1.25
Spend required for $100 reward
n/a
Lifetime of points No expiry
5
-
20.74% p.a.
44
$249
-
$16,000
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $2.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $16,000
Rewards program
Rewards program available Yes
Rewards program name Qantas Freq Fly-Premium
Rewards program joining fee $0
Rewards points earning per $1
up to 1.25
Spend required for $100 reward
n/a
Lifetime of points No expiry
6
Frequent flyer
Rewards
Cash back
-
20.74% p.a.
44
$295
-
$16,000
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee
n/a
Overseas replacement card fee
n/a
Services
Overseas ATM availability No
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS, Virgin Velocity
Frequent flyer points earning per $1 up to 2
Spend required for Syd/Mel return flight $16,000
Rewards program
Rewards program available Yes
Rewards program name Qantas Freq Fly Standard
Rewards program joining fee $0
Rewards points earning per $1
up to 1
Spend required for $100 reward
n/a
Lifetime of points No expiry
7
-
20.74% p.a.
44
$349
-
$13,800
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $2.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name Virgin Velocity
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $13,800
Rewards program
Rewards program available Yes
Rewards program name Velocity Freq Flyer Rews-Platinum
Rewards program joining fee $0
Rewards points earning per $1
up to 1.5
Spend required for $100 reward
n/a
Lifetime of points No expiry
8
Frequent flyer
Rewards
Cash back
-
20.74% p.a.
55
$395
$7,490
up to
$16,000
up to
Fetch Deal
Fees
Interest free days 55
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee
n/a
Overseas replacement card fee
n/a
Services
Overseas ATM availability No
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $16,000
Rewards program
Rewards program available Yes
Rewards program name MshipRews Ascent Premium
Rewards program joining fee $0
Rewards points earning per $1
up to 1.5
Spend required for $100 reward $7,489.87
Lifetime of points 40 months
9
-
20.74% p.a.
44
$450
-
$16,000
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 3%
or $30
Late payment fee $30
Duplicate statement fee $10
Over limit fee $15
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $2.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $16,000
Rewards program
Rewards program available Yes
Rewards program name Qantas FreqFly-Ultim
Rewards program joining fee $0
Rewards points earning per $1
up to 1.5
Spend required for $100 reward
n/a
Lifetime of points No expiry
