Provider and product name Balance Purchase Interest Annual Spend req for Spend req for Proceed Tick to
1
0% p.a.
12.99% p.a.
55
$58
-
-
Fetch Deal
Fees
Interest free days 55
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $4
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases No
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program No
Airline program name
n/a
Frequent flyer points earning per $1
n/a
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available No
Rewards program name
n/a
Rewards program joining fee
n/a
Rewards points earning per $1
n/a
Spend required for $100 reward
n/a
Lifetime of points
n/a
2
0% p.a.
19.39% p.a.
44
$30
-
-
Fetch Deal
Fees
Interest free days 44
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days 1
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $4
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program No
Airline program name
n/a
Frequent flyer points earning per $1
n/a
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available No
Rewards program name
n/a
Rewards program joining fee
n/a
Rewards points earning per $1
n/a
Spend required for $100 reward
n/a
Lifetime of points
n/a
3
0% p.a.
19.39% p.a.
55
$87 $0
-
-
Fetch Deal
Fees
Interest free days 55
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee
n/a
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program No
Airline program name
n/a
Frequent flyer points earning per $1
n/a
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available No
Rewards program name
n/a
Rewards program joining fee
n/a
Rewards points earning per $1
n/a
Spend required for $100 reward
n/a
Lifetime of points
n/a
4
0% p.a.
19.39% p.a.
44
$89
$13,040
up to
$13,800
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $4
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases No
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program Yes
Airline program name Virgin Velocity
Frequent flyer points earning per $1 up to 2.3
Spend required for Syd/Mel return flight $13,800
Rewards program
Rewards program available Yes
Rewards program name Rewards Visa
Rewards program joining fee $0
Rewards points earning per $1
up to 2
Spend required for $100 reward $13,040
Lifetime of points 3 months
5
0% p.a.
19.39% p.a.
55
$149
$13,040
up to
$13,800
up to
Fetch Deal
Fees
Interest free days 55
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee
n/a
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program Yes
Airline program name Virgin Velocity
Frequent flyer points earning per $1 up to 2.3
Spend required for Syd/Mel return flight $13,800
Rewards program
Rewards program available Yes
Rewards program name Rewards Platinum Visa
Rewards program joining fee $0
Rewards points earning per $1
up to 3
Spend required for $100 reward $13,040
Lifetime of points 3 months
6
-
19.39% p.a.
44
$95
-
$16,000
up to
Fetch Deal
Fees
Interest free days 44
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $4
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases No
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS
Frequent flyer points earning per $1 up to 1
Spend required for Syd/Mel return flight $16,000
Rewards program
Rewards program available Yes
Rewards program name Qantas Frq Fly Visa
Rewards program joining fee $0
Rewards points earning per $1
up to 1
Spend required for $100 reward
n/a
Lifetime of points 6 months
7
-
13.26% p.a.
0
$150
-
-
Fetch Deal
Fees
Interest free days 0
Minimum repayment 2%
or $10
Late payment fee $35
Duplicate statement fee $14
Over limit fee $5
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $1.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program No
Airline program name
n/a
Frequent flyer points earning per $1
n/a
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available No
Rewards program name
n/a
Rewards program joining fee
n/a
Rewards points earning per $1
n/a
Spend required for $100 reward
n/a
Lifetime of points
n/a
8
-
17.74% p.a.
55
$150
-
-
Fetch Deal
Fees
Interest free days 55
Minimum repayment
n/a
Late payment fee $35
Duplicate statement fee $14
Over limit fee $5
Over limit fee free days 5
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $1.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program No
Airline program name
n/a
Frequent flyer points earning per $1
n/a
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available No
Rewards program name
n/a
Rewards program joining fee
n/a
Rewards points earning per $1
n/a
Spend required for $100 reward
n/a
Lifetime of points
n/a
9
-
19.25% p.a.
40
$150
-
-
Fetch Deal
Fees
Interest free days 40
Minimum repayment
n/a
Late payment fee $35
Duplicate statement fee $14
Over limit fee $5
Over limit fee free days 5
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee $1.50
Overseas replacement card fee
n/a
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance No
Frequent flyer program
Attached frequent flyer program Yes
Airline program name QANTAS
Frequent flyer points earning per $1 up to 2
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available Yes
Rewards program name Business Rewards Options
Rewards program joining fee $0
Rewards points earning per $1
up to 1
Spend required for $100 reward
n/a
Lifetime of points No expiry
10
0% p.a.
12.99% p.a.
55
$99
-
-
More Info
Fees
Interest free days 55
Minimum repayment 2%
or $10
Late payment fee $20
Duplicate statement fee
n/a
Over limit fee $20
Over limit fee free days n/a
Overseas ATM balance fee
n/a
Overseas ATM withdrawal fee
n/a
Overseas replacement card fee $50
Services
Overseas ATM availability Yes
Insurance cover on purchases Yes
Automatic travel insurance Yes
Frequent flyer program
Attached frequent flyer program No
Airline program name
n/a
Frequent flyer points earning per $1
n/a
Spend required for Syd/Mel return flight
n/a
Rewards program
Rewards program available No
Rewards program name
n/a
Rewards program joining fee
n/a
Rewards points earning per $1
n/a
Spend required for $100 reward
n/a
Lifetime of points
n/a
