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  • Transfer rate (APR*) used : 0%

    Transfer rate term used : 6 months

*APR and APR term suggestions are based on market competitive products listed on this page. Fees and charges are payable. Read the disclaimer

Compare credit cards in Australia here

FEATURED CARDS

Provider and product name Balance
transfer rate
Purchase
rate p.a.
Interest
free days
Annual
fee
Spend req for
$100 rewards
Spend req for
Syd-Mel flight
Proceed Tick to
shortlist
Compare all FEATURED CARDS
1

HSBC Credit Card - 0% BT for 8 months & No Annual Fee

  • Rewards

0%
1st 8 mths

17.99%

55

$0

-

-

Fetch Deal

Fees

  • interest free days55
  • minimum repayment3% or $20
  • late payment fee$30
  • duplicate statement fee$8
  • over limit fee$30
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee n/a
  • overseas replacement card fee$200

Services

  • overseas ATM availabilityVisaPlus
  • insurance cover on purchasesNo
  • automatic travel insuranceNo

Frequent flyers program

  • attached to frequent flyer programNo
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameHSBC's Home and Away Privilege Program
  • rewards program joining fee$0
  • rewards points earning per $1 n/a
  • spend required for $100 reward n/a
  • lifetime of pointsNo expiry
2

BP-Citibank MasterCard

  • Rewards
  • Cash back

0%
1st 6 mths

20.89%

55

$89

$8,300 up to
0.05 pt/$

-

Fetch Deal

Fees

  • interest free days55
  • minimum repayment2% or $30
  • late payment fee$40
  • duplicate statement fee$7
  • over limit fee$40
  • over limit fee free days0
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$5
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityCirrus
  • insurance cover on purchasesYes
  • automatic travel insuranceNo

Frequent flyers program

  • attached to frequent flyer programNo
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameBP-Citibank cash back
  • rewards program joining fee$0
  • rewards points earning per $1 up to 0.05
  • spend required for $100 reward$8,300
  • lifetime of pointsNo expiry
3

Virgin Money
Virgin Flyer Credit Card - 1.9% BT for 12 months

  • Frequent flyer
  • Rewards

1.9%
1st 12 mths

20.99%

44

$99$50
1st yr

$13,500 up to
1 pt/$

$15,000 up to
1 pt/$

Fetch Deal

Fees

  • interest free days44
  • minimum repayment2% or $30
  • late payment fee$10
  • duplicate statement fee$7
  • over limit fee$40
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$5
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityVisaPlus
  • insurance cover on purchasesNo
  • automatic travel insuranceYes

Frequent flyers program

  • attached to frequent flyer programYes
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameVelocity
  • rewards program joining fee$0
  • rewards points earning per $1 up to 1
  • spend required for $100 reward$13,500
  • lifetime of pointsNo expiry
4

David Jones American Express Card

  • Rewards
  • Cash back

-

20.74%

44

$99

$4,500 up to
3 pt/$

-

Fetch Deal

Fees

  • interest free days44
  • minimum repayment3% or $30
  • late payment fee$30
  • duplicate statement fee$10
  • over limit fee$15
  • over limit fee free days1
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee n/a
  • overseas replacement card fee n/a

Services

  • overseas ATM availability-
  • insurance cover on purchasesYes
  • automatic travel insuranceNo

Frequent flyers program

  • attached to frequent flyer programNo
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameAmerican Express Membership Rewards
  • rewards program joining fee$0
  • rewards points earning per $1 up to 3
  • spend required for $100 reward$4,500
  • lifetime of pointsNo expiry
Compare all FEATURED CARDS

BALANCE TRANSFER

Provider and product name Balance
transfer rate
Purchase
rate p.a.
Interest
free days
Annual
fee
Spend req for
$100 rewards
Spend req for
Syd-Mel flight
Proceed
Compare all BALANCE TRANSFER Cards
1

HSBC Credit Card - 0% BT for 8 months & No Annual Fee

  • Rewards

0%
1st 8 mths

17.99%

55

$0

-

-

Fetch Deal

Fees

  • interest free days55
  • minimum repayment3% or $20
  • late payment fee$30
  • duplicate statement fee$8
  • over limit fee$30
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee n/a
  • overseas replacement card fee$200

Services

  • overseas ATM availabilityVisaPlus
  • insurance cover on purchasesNo
  • automatic travel insuranceNo

Frequent flyers program

  • attached to frequent flyer programNo
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameHSBC's Home and Away Privilege Program
  • rewards program joining fee$0
  • rewards points earning per $1 n/a
  • spend required for $100 reward n/a
  • lifetime of pointsNo expiry
2

Citibank Clear Platinum Credit Card (0% p.a. for 6 months P&B)

  • Rewards

0%
1st 6 mths

11.99%

55

$99$49
1st yr

-

-

Fetch Deal

Fees

  • interest free days55
  • minimum repayment2% or $30
  • late payment fee$40
  • duplicate statement fee$7
  • over limit fee$40
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$5
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityVisaPlus
  • insurance cover on purchasesYes
  • automatic travel insuranceYes

Frequent flyers program

  • attached to frequent flyer programNo
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameCitibank Clear Platinum Rewards
  • rewards program joining fee$0
  • rewards points earning per $1 n/a
  • spend required for $100 reward n/a
  • lifetime of pointsNo expiry
3

GE Money
Coles MasterCard

  • Rewards

0%
1st 6 mths

19.99%

62

$49$0
1st yr

$9,000 up to
1 pt/$

$27,000

Fetch Deal

Fees

  • interest free days62
  • minimum repayment2% or $10
  • late payment fee$25
  • duplicate statement fee$7
  • over limit fee$5
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$4
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityMastercard/Other
  • insurance cover on purchasesYes
  • automatic travel insuranceNo

Frequent flyers program

  • attached to frequent flyer programYes
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameFlybuys
  • rewards program joining fee$0
  • rewards points earning per $1 up to 1
  • spend required for $100 reward$9,000
  • lifetime of points36 months
4

Westpac Earth

  • Frequent flyer

0.99%
1st 6 mths

19.99%

45

$75

$13,500 up to
1 pt/$

$25,000 up to
1 pt/$

Fetch Deal

Fees

  • interest free days45
  • minimum repayment2% or $10
  • late payment fee$9
  • duplicate statement fee$7.50
  • over limit fee$9
  • over limit fee free days1
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$2.50
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityCirrus/Mastercard
  • insurance cover on purchasesNo
  • automatic travel insuranceNo

Frequent flyers program

  • attached to frequent flyer programYes
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameQantas Frequent Flyer
  • rewards program joining fee$0
  • rewards points earning per $1 up to 1
  • spend required for $100 reward$13,500
  • lifetime of pointsNo expiry
5

Virgin Money
Virgin Flyer Credit Card - 1.9% BT for 12 months

  • Frequent flyer
  • Rewards

1.9%
1st 12 mths

20.99%

44

$99$50
1st yr

$13,500 up to
1 pt/$

$15,000 up to
1 pt/$

Fetch Deal

Fees

  • interest free days44
  • minimum repayment2% or $30
  • late payment fee$10
  • duplicate statement fee$7
  • over limit fee$40
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$5
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityVisaPlus
  • insurance cover on purchasesNo
  • automatic travel insuranceYes

Frequent flyers program

  • attached to frequent flyer programYes
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameVelocity
  • rewards program joining fee$0
  • rewards points earning per $1 up to 1
  • spend required for $100 reward$13,500
  • lifetime of pointsNo expiry
Compare all BALANCE TRANSFER Cards

LOW INTEREST

Provider and product name Balance
transfer rate
Purchase
rate p.a.
Interest
free days
Annual
fee
Spend req for
$100 rewards
Spend req for
Syd-Mel flight
Proceed
Compare all LOW INTEREST Cards
1

Citibank Clear Platinum Credit Card (0% p.a. for 6 months P&B)

  • Rewards

0%
1st 6 mths

11.99%

55

$99$49
1st yr

-

-

Fetch Deal

Fees

  • interest free days55
  • minimum repayment2% or $30
  • late payment fee$40
  • duplicate statement fee$7
  • over limit fee$40
  • over limit fee free daysn/a
  • overseas ATM balance fee n/a
  • overseas ATM withdrawal fee$5
  • overseas replacement card fee n/a

Services

  • overseas ATM availabilityVisaPlus
  • insurance cover on purchasesYes
  • automatic travel insuranceYes

Frequent flyers program

  • attached to frequent flyer programNo
  • airline program name n/a
  • frequent flyer points earning per $1 n/a
  • spend required for Syd/Mel return flight n/a

Rewards program

  • rewards program availableYes
  • rewards program nameCitibank Clear Platinum Rewards
  • rewards program joining fee$0
  • rewards points earning per $1 n/a
  • spend required for $100 reward n/a
  • lifetime of pointsNo expiry
2

Virgin Money
Virgin Low Rate Credit Card

    2.9%
    1st 9 mths

    12.99%

    44

    $59

    -

    -

    Fetch Deal

    Fees

    • interest free days44
    • minimum repayment30% or $2
    • late payment fee$10
    • duplicate statement fee$7
    • over limit fee$40
    • over limit fee free daysn/a
    • overseas ATM balance fee n/a
    • overseas ATM withdrawal fee n/a
    • overseas replacement card fee n/a

    Services

    • overseas ATM availability-
    • insurance cover on purchasesNo
    • automatic travel insuranceNo

    Frequent flyers program

    • attached to frequent flyer programNo
    • airline program name n/a
    • frequent flyer points earning per $1 n/a
    • spend required for Syd/Mel return flight n/a

    Rewards program

    • rewards program availableNo
    • rewards program name n/a
    • rewards program joining fee n/a
    • rewards points earning per $1 n/a
    • spend required for $100 reward n/a
    • lifetime of points n/a
    3

    Westpac Low Rate

      3.99%
      1st 6 mths

      13.49%1.9%
      1st 9 mths

      55

      $45$0
      1st yr

      -

      -

      Fetch Deal

      Fees

      • interest free days55
      • minimum repayment2% or $10
      • late payment fee$9
      • duplicate statement fee$7.50
      • over limit fee$9
      • over limit fee free daysn/a
      • overseas ATM balance fee n/a
      • overseas ATM withdrawal fee$2.50
      • overseas replacement card fee n/a

      Services

      • overseas ATM availabilityCirrus/Mastercard
      • insurance cover on purchasesNo
      • automatic travel insuranceNo

      Frequent flyers program

      • attached to frequent flyer programNo
      • airline program name n/a
      • frequent flyer points earning per $1 n/a
      • spend required for Syd/Mel return flight n/a

      Rewards program

      • rewards program availableNo
      • rewards program name n/a
      • rewards program joining fee n/a
      • rewards points earning per $1 n/a
      • spend required for $100 reward n/a
      • lifetime of points n/a
      4

      HSBC Credit Card - 0% BT for 8 months & No Annual Fee

      • Rewards

      0%
      1st 8 mths

      17.99%

      55

      $0

      -

      -

      Fetch Deal

      Fees

      • interest free days55
      • minimum repayment3% or $20
      • late payment fee$30
      • duplicate statement fee$8
      • over limit fee$30
      • over limit fee free daysn/a
      • overseas ATM balance fee n/a
      • overseas ATM withdrawal fee n/a
      • overseas replacement card fee$200

      Services

      • overseas ATM availabilityVisaPlus
      • insurance cover on purchasesNo
      • automatic travel insuranceNo

      Frequent flyers program

      • attached to frequent flyer programNo
      • airline program name n/a
      • frequent flyer points earning per $1 n/a
      • spend required for Syd/Mel return flight n/a

      Rewards program

      • rewards program availableYes
      • rewards program nameHSBC's Home and Away Privilege Program
      • rewards program joining fee$0
      • rewards points earning per $1 n/a
      • spend required for $100 reward n/a
      • lifetime of pointsNo expiry
      5

      Woolworths Everyday Money Credit Card - 0% p.a. on purchases for 9 months

      • Rewards
      • Cash back

      5.99%
      1st 6 mths

      19.84%

      55

      $49

      $20,000 up to
      1 pt/$

      -

      Fetch Deal

      Fees

      • interest free days55
      • minimum repayment3% or $30
      • late payment fee$35
      • duplicate statement fee$8
      • over limit fee$35
      • over limit fee free daysn/a
      • overseas ATM balance fee n/a
      • overseas ATM withdrawal fee n/a
      • overseas replacement card fee$50

      Services

      • overseas ATM availabilityCirrus/Maestro/Mastercard
      • insurance cover on purchasesNo
      • automatic travel insuranceNo

      Frequent flyers program

      • attached to frequent flyer programNo
      • airline program name n/a
      • frequent flyer points earning per $1 n/a
      • spend required for Syd/Mel return flight n/a

      Rewards program

      • rewards program availableYes
      • rewards program nameEveryday Money Rewards
      • rewards program joining fee$0
      • rewards points earning per $1 up to 1
      • spend required for $100 reward$20,000
      • lifetime of pointsNo expiry
      Compare all LOW INTEREST Cards

      LOW ANNUAL FEE

      Provider and product name Balance
      transfer rate
      Purchase
      rate p.a.
      Interest
      free days
      Annual
      fee
      Spend req for
      $100 rewards
      Spend req for
      Syd-Mel flight
      Proceed
      Compare all LOW ANNUAL FEE Cards
      1

      HSBC Credit Card - 0% BT for 8 months & No Annual Fee

      • Rewards

      0%
      1st 8 mths

      17.99%

      55

      $0

      -

      -

      Fetch Deal

      Fees

      • interest free days55
      • minimum repayment3% or $20
      • late payment fee$30
      • duplicate statement fee$8
      • over limit fee$30
      • over limit fee free daysn/a
      • overseas ATM balance fee n/a
      • overseas ATM withdrawal fee n/a
      • overseas replacement card fee$200

      Services

      • overseas ATM availabilityVisaPlus
      • insurance cover on purchasesNo
      • automatic travel insuranceNo

      Frequent flyers program

      • attached to frequent flyer programNo
      • airline program name n/a
      • frequent flyer points earning per $1 n/a
      • spend required for Syd/Mel return flight n/a

      Rewards program

      • rewards program availableYes
      • rewards program nameHSBC's Home and Away Privilege Program
      • rewards program joining fee$0
      • rewards points earning per $1 n/a
      • spend required for $100 reward n/a
      • lifetime of pointsNo expiry
      2

      Citibank Ready Credit (2.9% p.a. for 24 months BTO)

        2.9%
        1st 24 mths

        18.99%

        0

        $0$69
        1st yr

        -

        -

        Fetch Deal

        Fees

        • interest free days0
        • minimum repayment1% or $30
        • late payment fee$10
        • duplicate statement fee n/a
        • over limit fee n/a
        • over limit fee free daysn/a
        • overseas ATM balance fee n/a
        • overseas ATM withdrawal fee n/a
        • overseas replacement card fee n/a

        Services

        • overseas ATM availability-
        • insurance cover on purchasesYes
        • automatic travel insuranceNo

        Frequent flyers program

        • attached to frequent flyer programNo
        • airline program name n/a
        • frequent flyer points earning per $1 n/a
        • spend required for Syd/Mel return flight n/a

        Rewards program

        • rewards program availableNo
        • rewards program name n/a
        • rewards program joining fee n/a
        • rewards points earning per $1 n/a
        • spend required for $100 reward n/a
        • lifetime of points n/a
        3

        Virgin Money
        Virgin No Annual Fee Credit Card

          2.9%
          1st 6 mths

          18.99%

          44

          $0

          -

          -

          Fetch Deal

          Fees

          • interest free days44
          • minimum repayment2% or $30
          • late payment fee$10
          • duplicate statement fee n/a
          • over limit fee$40
          • over limit fee free daysn/a
          • overseas ATM balance fee n/a
          • overseas ATM withdrawal fee n/a
          • overseas replacement card fee n/a

          Services

          • overseas ATM availability-
          • insurance cover on purchasesNo
          • automatic travel insuranceNo

          Frequent flyers program

          • attached to frequent flyer programNo
          • airline program name n/a
          • frequent flyer points earning per $1 n/a
          • spend required for Syd/Mel return flight n/a

          Rewards program

          • rewards program availableNo
          • rewards program name n/a
          • rewards program joining fee n/a
          • rewards points earning per $1 n/a
          • spend required for $100 reward n/a
          • lifetime of points n/a
          4

          The Qantas American Express Discovery Card

          • Frequent flyer
          • Rewards
          • Cash back

          -

          20.74%0%
          1st 6 mths

          44

          $0

          $13,500 up to
          1 pt/$

          $25,000 up to
          1 pt/$

          Fetch Deal

          Fees

          • interest free days44
          • minimum repayment3% or $25
          • late payment fee$30
          • duplicate statement fee$10
          • over limit fee$30
          • over limit fee free days10
          • overseas ATM balance fee n/a
          • overseas ATM withdrawal fee$2.50
          • overseas replacement card fee n/a

          Services

          • overseas ATM availabilityOther
          • insurance cover on purchasesNo
          • automatic travel insuranceNo

          Frequent flyers program

          • attached to frequent flyer programYes
          • airline program name n/a
          • frequent flyer points earning per $1 n/a
          • spend required for Syd/Mel return flight n/a

          Rewards program

          • rewards program availableYes
          • rewards program nameQantas Frequent Flyer
          • rewards program joining fee$0
          • rewards points earning per $1 up to 1
          • spend required for $100 reward$13,500
          • lifetime of pointsNo expiry
          5

          Westpac 55 Day (0% on purchases for the first 5 months)

            3.99%
            1st 6 mths

            19.59%0%
            1st 5 mths

            55

            $30$0
            1st yr

            -

            -

            Fetch Deal

            Fees

            • interest free days55
            • minimum repayment2% or $10
            • late payment fee$9
            • duplicate statement fee$7.50
            • over limit fee$9
            • over limit fee free days1
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$2.50
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityCirrus/Mastercard
            • insurance cover on purchasesNo
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programNo
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableNo
            • rewards program name n/a
            • rewards program joining fee n/a
            • rewards points earning per $1 n/a
            • spend required for $100 reward n/a
            • lifetime of points n/a
            Compare all LOW ANNUAL FEE Cards

            REWARDS

            Provider and product name Balance
            transfer rate
            Purchase
            rate p.a.
            Interest
            free days
            Annual
            fee
            Spend req for
            $100 rewards
            Spend req for
            Syd-Mel flight
            Proceed
            Compare all REWARDS Cards
            1

            David Jones American Express Card

            • Rewards
            • Cash back

            -

            20.74%

            44

            $99

            $4,500 up to
            3 pt/$

            -

            Fetch Deal

            Fees

            • interest free days44
            • minimum repayment3% or $30
            • late payment fee$30
            • duplicate statement fee$10
            • over limit fee$15
            • over limit fee free days1
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee n/a
            • overseas replacement card fee n/a

            Services

            • overseas ATM availability-
            • insurance cover on purchasesYes
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programNo
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameAmerican Express Membership Rewards
            • rewards program joining fee$0
            • rewards points earning per $1 up to 3
            • spend required for $100 reward$4,500
            • lifetime of pointsNo expiry
            2

            BP-Citibank MasterCard

            • Rewards
            • Cash back

            0%
            1st 6 mths

            20.89%

            55

            $89

            $8,300 up to
            0.05 pt/$

            -

            Fetch Deal

            Fees

            • interest free days55
            • minimum repayment2% or $30
            • late payment fee$40
            • duplicate statement fee$7
            • over limit fee$40
            • over limit fee free days0
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$5
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityCirrus
            • insurance cover on purchasesYes
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programNo
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameBP-Citibank cash back
            • rewards program joining fee$0
            • rewards points earning per $1 up to 0.05
            • spend required for $100 reward$8,300
            • lifetime of pointsNo expiry
            3

            Westpac Altitude

            • Frequent flyer
            • Cash back

            3.99%
            1st 6 mths

            19.99%

            45

            $100

            $8,475 up to
            2 pt/$

            $16,000 up to
            0.5 pt/$

            Fetch Deal

            Fees

            • interest free days45
            • minimum repayment2% or $10
            • late payment fee$9
            • duplicate statement fee$7.50
            • over limit fee$9
            • over limit fee free days1
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$2.50
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityCirrus/Mastercard
            • insurance cover on purchasesNo
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameAltitude
            • rewards program joining fee$0
            • rewards points earning per $1 up to 2
            • spend required for $100 reward$8,475
            • lifetime of pointsNo expiry
            4

            GE Money
            Coles MasterCard

            • Rewards

            0%
            1st 6 mths

            19.99%

            62

            $49$0
            1st yr

            $9,000 up to
            1 pt/$

            $27,000

            Fetch Deal

            Fees

            • interest free days62
            • minimum repayment2% or $10
            • late payment fee$25
            • duplicate statement fee$7
            • over limit fee$5
            • over limit fee free daysn/a
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$4
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityMastercard/Other
            • insurance cover on purchasesYes
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameFlybuys
            • rewards program joining fee$0
            • rewards points earning per $1 up to 1
            • spend required for $100 reward$9,000
            • lifetime of points36 months
            5

            Virgin Money
            Virgin High Flyer Credit Card - 1.9% BT for 6 months

            • Frequent flyer
            • Rewards

            1.9%
            1st 6 mths

            20.99%

            44

            $249

            $10,800 up to
            1.25 pt/$

            $12,000 up to
            1.25 pt/$

            Fetch Deal

            Fees

            • interest free days44
            • minimum repayment2% or $30
            • late payment fee$10
            • duplicate statement fee$7
            • over limit fee$40
            • over limit fee free daysn/a
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$5
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityVisaPlus
            • insurance cover on purchasesYes
            • automatic travel insuranceYes

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameVelocity
            • rewards program joining fee$0
            • rewards points earning per $1 up to 1.25
            • spend required for $100 reward$10,800
            • lifetime of pointsNo expiry
            Compare all REWARDS Cards

            FREQUENT FLYER

            Provider and product name Balance
            transfer rate
            Purchase
            rate p.a.
            Interest
            free days
            Annual
            fee
            Spend req for
            $100 rewards
            Spend req for
            Syd-Mel flight
            Proceed
            Compare all FREQUENT FLYER Cards
            1

            Emirates Citibank Platinum Card - 25,000 bonus Skywards Miles

            • Rewards

            0.9%
            1st 12 mths

            20.99%

            55

            $229

            $19,333 up to
            4 pt/$

            $5,000 up to
            1.5 pt/$

            Fetch Deal

            Fees

            • interest free days55
            • minimum repayment2% or $30
            • late payment fee$40
            • duplicate statement fee$7
            • over limit fee$40
            • over limit fee free daysn/a
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$5
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityCirrus
            • insurance cover on purchasesYes
            • automatic travel insuranceYes

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameCiti Miles Program (Skywards)
            • rewards program joining fee$0
            • rewards points earning per $1 up to 4
            • spend required for $100 reward$19,333
            • lifetime of pointsNo expiry
            2

            American Express Velocity Platinum Card

            • Frequent flyer
            • Rewards

            -

            20.74%0%
            1st 6 mths

            44

            $349

            $9,000 up to
            1.5 pt/$

            $9,500 up to
            1.5 pt/$

            Fetch Deal

            Fees

            • interest free days44
            • minimum repayment3% or $30
            • late payment fee$30
            • duplicate statement fee$10
            • over limit fee$15
            • over limit fee free daysn/a
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee n/a
            • overseas replacement card fee n/a

            Services

            • overseas ATM availability-
            • insurance cover on purchasesYes
            • automatic travel insuranceYes

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameVelocity Rewards
            • rewards program joining fee$0
            • rewards points earning per $1 up to 1.5
            • spend required for $100 reward$9,000
            • lifetime of pointsNo expiry
            3

            Virgin Money
            Virgin High Flyer Credit Card - 1.9% BT for 6 months

            • Frequent flyer
            • Rewards

            1.9%
            1st 6 mths

            20.99%

            44

            $249

            $10,800 up to
            1.25 pt/$

            $12,000 up to
            1.25 pt/$

            Fetch Deal

            Fees

            • interest free days44
            • minimum repayment2% or $30
            • late payment fee$10
            • duplicate statement fee$7
            • over limit fee$40
            • over limit fee free daysn/a
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$5
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityVisaPlus
            • insurance cover on purchasesYes
            • automatic travel insuranceYes

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameVelocity
            • rewards program joining fee$0
            • rewards points earning per $1 up to 1.25
            • spend required for $100 reward$10,800
            • lifetime of pointsNo expiry
            4

            Westpac Altitude

            • Frequent flyer
            • Cash back

            3.99%
            1st 6 mths

            19.99%

            45

            $100

            $8,475 up to
            2 pt/$

            $16,000 up to
            0.5 pt/$

            Fetch Deal

            Fees

            • interest free days45
            • minimum repayment2% or $10
            • late payment fee$9
            • duplicate statement fee$7.50
            • over limit fee$9
            • over limit fee free days1
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$2.50
            • overseas replacement card fee n/a

            Services

            • overseas ATM availabilityCirrus/Mastercard
            • insurance cover on purchasesNo
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameAltitude
            • rewards program joining fee$0
            • rewards points earning per $1 up to 2
            • spend required for $100 reward$8,475
            • lifetime of pointsNo expiry
            5

            Woolworths Everyday Rewards Qantas credit card - bonus 16,000 Qantas Frequent Flyer points offer

            • Frequent flyer

            5.99%
            1st 6 mths

            19.99%

            55

            $89$0
            1st yr

            $13,500 up to
            1 pt/$

            $25,000 up to
            1 pt/$

            Fetch Deal

            Fees

            • interest free days55
            • minimum repayment3% or $30
            • late payment fee$35
            • duplicate statement fee$8
            • over limit fee$35
            • over limit fee free daysn/a
            • overseas ATM balance fee n/a
            • overseas ATM withdrawal fee$2.50
            • overseas replacement card fee$50

            Services

            • overseas ATM availabilityCirrus/Mastercard
            • insurance cover on purchasesNo
            • automatic travel insuranceNo

            Frequent flyers program

            • attached to frequent flyer programYes
            • airline program name n/a
            • frequent flyer points earning per $1 n/a
            • spend required for Syd/Mel return flight n/a

            Rewards program

            • rewards program availableYes
            • rewards program nameQantas Frequent Flyer
            • rewards program joining fee$0
            • rewards points earning per $1 up to 1
            • spend required for $100 reward$13,500
            • lifetime of pointsNo expiry
            Compare all FREQUENT FLYER Cards

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