| Provider and product name |
Balance transfer rate |
Purchase rate |
Interest free days |
Annual fee |
Spend req for $100 reward |
Spend req for Syd/Mel flight |
Proceed |
|
| Compare all REWARDS Cards |
| 1 |
|
- Frequent flyer
- Rewards
- Cash back
|
5.99% p.a.
1st 5 months
|
20.74% p.a.0% 1st 5 months
|
55 |
$300
|
$5,888
up to 3 pt/$
|
$16,000
up to 3 pt/$
|
Fetch Deal |
|
Fees
-
Interest free days55
-
Minimum repayment2%
or $25
-
Late payment fee$20
-
Duplicate statement fee
n/a
-
Over limit fee$10
-
Over limit fee free daysn/a
-
Overseas ATM balance fee
n/a
-
Overseas ATM withdrawal fee$4
-
Overseas replacement card fee$20
Services
-
Overseas ATM availabilityYes
-
Insurance cover on purchasesYes
-
Automatic travel insuranceYes
Frequent flyer program
-
Attached frequent flyer programYes
-
Airline program nameQANTAS
-
Frequent flyer points earning per $1up to 3
-
Spend required for Syd/Mel return flight$16,000
Rewards program
-
Rewards program availableYes
-
Rewards program nameBusiness Platinum Awards Amex
-
Rewards program joining fee$0
-
Rewards points earning per $1
up to 3
-
Spend required for $100 reward$5,887.92
-
Lifetime of pointsNo expiry
|
| 2 |
|
|
0.99% p.a.
1st 9 months
|
19.99% p.a.
|
45 |
$150
|
$7,321
up to 2 pt/$
|
$13,800
up to 2 pt/$
|
Fetch Deal |
|
Fees
-
Interest free days45
-
Minimum repayment3%
or $10
-
Late payment fee$9
-
Duplicate statement fee$7.50
-
Over limit fee$9
-
Over limit fee free daysn/a
-
Overseas ATM balance fee
n/a
-
Overseas ATM withdrawal fee$2.50
-
Overseas replacement card fee
n/a
Services
-
Overseas ATM availabilityYes
-
Insurance cover on purchasesYes
-
Automatic travel insuranceYes
Frequent flyer program
-
Attached frequent flyer programYes
-
Airline program nameVirgin Velocity
-
Frequent flyer points earning per $1up to 2
-
Spend required for Syd/Mel return flight$13,800
Rewards program
-
Rewards program availableYes
-
Rewards program nameAltitude Business Gold Rews-Amex
-
Rewards program joining fee$0
-
Rewards points earning per $1
up to 2
-
Spend required for $100 reward$7,321.07
-
Lifetime of points90 months
|
| 3 |
|
- Frequent flyer
- Rewards
- Cash back
|
- |
20.74% p.a.
|
55 |
$395
|
$7,490
up to 1.5 pt/$
|
$16,000
up to 1 pt/$
|
Fetch Deal |
|
Fees
-
Interest free days55
-
Minimum repayment3%
or $30
-
Late payment fee$30
-
Duplicate statement fee$10
-
Over limit fee$15
-
Over limit fee free daysn/a
-
Overseas ATM balance fee
n/a
-
Overseas ATM withdrawal fee
n/a
-
Overseas replacement card fee
n/a
Services
-
Overseas ATM availabilityNo
-
Insurance cover on purchasesYes
-
Automatic travel insuranceYes
Frequent flyer program
-
Attached frequent flyer programYes
-
Airline program nameQANTAS
-
Frequent flyer points earning per $1up to 1
-
Spend required for Syd/Mel return flight$16,000
Rewards program
-
Rewards program availableYes
-
Rewards program nameMshipRews Ascent Premium
-
Rewards program joining fee$0
-
Rewards points earning per $1
up to 1.5
-
Spend required for $100 reward$7,489.87
-
Lifetime of points40 months
|
| 4 |
|
|
0% p.a.
1st 9 months
|
19.39% p.a.
|
44 |
$89
|
$13,040
up to 2 pt/$
|
$13,800
up to 2.25 pt/$
|
Fetch Deal |
|
Fees
-
Interest free days44
-
Minimum repayment2%
or $10
-
Late payment fee$20
-
Duplicate statement fee
n/a
-
Over limit fee$20
-
Over limit fee free daysn/a
-
Overseas ATM balance fee
n/a
-
Overseas ATM withdrawal fee$4
-
Overseas replacement card fee$50
Services
-
Overseas ATM availabilityYes
-
Insurance cover on purchasesNo
-
Automatic travel insuranceNo
Frequent flyer program
-
Attached frequent flyer programYes
-
Airline program nameVirgin Velocity
-
Frequent flyer points earning per $1up to 2.3
-
Spend required for Syd/Mel return flight$13,800
Rewards program
-
Rewards program availableYes
-
Rewards program nameRewards Visa
-
Rewards program joining fee$0
-
Rewards points earning per $1
up to 2
-
Spend required for $100 reward$13,040
-
Lifetime of points3 months
|
| 5 |
|
|
4.99% p.a.
1st 6 months
|
19.49% p.a.
|
44 |
$65
|
$19,065
up to 1 pt/$
|
- |
Fetch Deal |
|
Fees
-
Interest free days44
-
Minimum repayment3%
-
Late payment fee$5
-
Duplicate statement fee$7
-
Over limit fee
n/a
-
Over limit fee free days1
-
Overseas ATM balance fee
n/a
-
Overseas ATM withdrawal fee$1.75
-
Overseas replacement card fee
n/a
Services
-
Overseas ATM availabilityYes
-
Insurance cover on purchasesYes
-
Automatic travel insuranceYes
Frequent flyer program
-
Attached frequent flyer programNo
-
Airline program name
n/a
-
Frequent flyer points earning per $1
n/a
-
Spend required for Syd/Mel return flight
n/a
Rewards program
-
Rewards program availableYes
-
Rewards program nameFlyBuys
-
Rewards program joining fee$0
-
Rewards points earning per $1
up to 1
-
Spend required for $100 reward$19,064.71
-
Lifetime of points36 months
|
| Compare all REWARDS Cards |