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Columnist James Ramsay

James Ramsay

James Ramsay

James Ramsay is a personal investment advisor who believes managing an investment portfolio should be effortless with the right tools and advice.

previous posts
Unemployment, The Baltic Dry Index and Bull markets
At least that is what everyone is saying. We are even seeing growth forecasts for the final quarter of 2009 and the first half of 2010. But what about February-March of this year...? "When those same people reported that the economy was in
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Find the financial advice fee structure that works for you
With the current talk about banning commissions for financial advisers and moving to a fee for service model, it's worth taking a look at how the industry can, and will be remunerated in the future. As a client seeking financial advice you have
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Trading and investing in international shares
A stronger then expected bounce in world equity markets may leave you looking for more investment opportunities and may even take you offshore. You may be forgiven for thinking investing offshore is exotic and only for the well informed although I
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Looking for above average Yield in a Low Yield Environment?
Traditionally investors would use a Cash Management Trust (CMT) or use short dated Bank Bills to achieve a higher yield than cash in the bank. One alternative you may not be aware of is Hybrids. Now before you go thinking about Hybrid cars and some
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Managed funds inside a SMSF. Is it worth it?
The other night I was at Big Kev's house (my Father-in-law to be) going through his self managed super fund (SMSF) that his accountant and financial planner setup for him. For the most part I have stayed away from giving advice about his super
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